Signal® by Farmers® is a driver-safety and telematics app developed to help users monitor and improve their driving habits while potentially earning insurance discounts through responsible behavior. The app uses smartphone sensors to evaluate factors such as phone use while driving, braking intensity, cornering smoothness, and overall driving consistency. By converting these behaviors into easy-to-understand scores, it encourages safer habits that benefit both drivers and passengers. The app also provides trip summaries, trend insights, and personalized feedback that highlight strengths and areas needing improvement. Designed for Farmers® Insurance customers, Signal® integrates seamlessly with policy details, offering a practical way to promote safer roads while giving users added control and transparency over their driving patterns.
Key Features
Real-time driving behavior analysis using motion sensors and GPS data for accurate trip evaluation.
Driving-score dashboard that provides clear metrics on distraction, braking, acceleration, and cornering.
Trip summaries with timestamps, maps, and categorized behavioral insights for performance review.
Parental monitoring tools that allow guardians to keep track of young or new drivers in the household.
Gamification elements such as badges and progress indicators that reward consistent safe driving.
Integration with Farmers® Insurance policies for discount eligibility where available.
Automatic trip detection that begins monitoring once driving is detected, requiring no manual activation.
Data-privacy controls that allow users to manage permissions and review what information is collected.
Pros & Cons
Pros:
Encourages safer driving habits by giving clear, actionable feedback after every trip.
Potential for insurance savings when users maintain strong driving scores.
Helps parents monitor teens’ driving behavior and build safer habits early.
Automatic trip detection simplifies usage and eliminates the need for manual start/stop actions.
User-friendly interface makes reviewing driving patterns easy even for non-technical users.
Cons:
Eligibility for discounts depends on state regulations and policy type, limiting access for some users.
Accidental phone movement or background activity may affect scoring accuracy in some cases.
GPS usage can increase battery consumption when running during long trips.
Users uncomfortable with telematics may feel uneasy about continuous data collection.
Functions
Tracks driving behavior by measuring acceleration, braking force, distraction level, and cornering intensity.
Creates detailed trip logs that include route maps, duration, start and end times, and behavior tags.
Calculates overall driving scores for individual trips as well as long-term performance trends.
Provides personalized suggestions for improving specific habits such as reducing hard braking or phone usage.
Sends safety reminders, weekly summaries, and score updates directly to the user’s dashboard.
Allows household account management for monitoring multiple drivers under the same policy.
Facilitates discount verification by sending eligible driving data to Farmers® Insurance when required.
How to Use
Click the button "Check All Versions" below to download and install it.
Open the app and sign in using your Farmers® account so the system can link your policy and profile information.
Grant required permissions such as motion data and location access to enable accurate trip monitoring.
Begin driving normally; the app automatically detects trips and records behavior without additional setup.
Review trip summaries after each drive to see detailed behavior breakdowns and your updated driving score.
Pay attention to highlighted insights, which point out areas like distraction or harsh braking that may need improvement.
Monitor long-term trends through your dashboard to understand how your driving changes over time.
Check discount eligibility regularly if your policy includes benefits tied to safe-driving performance.
0 
