Simplii Financial is a Canadian online bank that offers a range of financial products and services primarily through its website and mobile app.
Simplii Financial offers services such as savings accounts, checking accounts, mortgages, loans, investment products, and insurance.
The Simplii Financial app allows customers to conveniently manage their accounts, transfer money, pay bills, deposit checks using mobile check deposit, track spending, and more, all from their smartphones or tablets. It provides a user-friendly interface designed to make banking tasks simple and accessible anytime, anywhere.
Features of Simplii Financial App
1. Quick & Easy Access: Simplii Financial App offers a user-friendly interface. It allows you to access your account swiftly with biometric features like Touch ID and Face ID.
2. Mobile Check Deposit: No need to visit a branch to deposit checks. Just snap a photo of the check using your phone's camera, and it's ready for deposit.
3. Fund Transfers: Send money to anyone, anywhere, anytime. With Interac e-Transfer, you can securely transfer funds to other banks or to your Simplii account.
4. Bill Payment: Paying bills is a breeze with Simplii. The app allows you to schedule payments, set up recurring payments, and manage payees.
5. Global Money Transfer: Simplii offers a secure and convenient way to send money internationally. Enjoy low fees and competitive exchange rates.
6. e-Statements: Go paperless and view your account statements directly within the app.
7. Alerts & Notifications: Stay updated on your account activities. Set custom alerts for transactions, low balance, and more.
8. Contactless Payments: Use your smartphone to make secure payments via Google Pay, Apple Pay, and Samsung Pay.
9. Savings Goals: Set and track your savings goals within the app to keep your financial objectives on track.
Pros and Cons of Simplii Financial App
● Simplii offers seamless digital banking with user-friendly design, making navigation effortless.
● The convenience of mobile check deposit saves you time from making trips to the bank.
● The robust functionality for fund transfers and bill payments simplifies these tasks.
● The Global Money Transfer feature opens up international transactions, providing you with more financial flexibility.
● Its proactive alert system helps you stay on top of your account activities.
● While Simplii app offers ease of banking, its services are limited to customers in Canada. This geographical limitation could be a deal-breaker for potential international users.
● Some users have reported occasional glitches and slow load times, which can impact the overall user experience.
● The lack of live chat or instant support within the app may lead to slower resolution of queries or issues.
● Although the app offers paperless e-statements, users might want to have an option for a physical copy, which is currently not available.
Functions of the Simplii Financial App
- Account Management: You can easily monitor your account balance and transaction history.
- Mobile Check Deposit: With this function, you can deposit checks using your smartphone camera, saving you a trip to the bank.
- Fund Transfers: You can send money securely to any bank or another Simplii account.
- Bill Payments: You can pay bills, schedule future payments, or set up recurring payments.
- Global Money Transfer: This function allows you to send money abroad securely with low fees and competitive exchange rates.
- e-Statements: This function lets you view your account statements directly within the app, offering an eco-friendly alternative to paper statements.
- Alerts & Notifications: You can set custom alerts for transactions, low balance, etc., to keep you updated.
- Contactless Payments: The app enables secure payments via Google Pay, Apple Pay, and Samsung Pay.
- Savings Goals: You can set, track, and manage your savings goals within the app to stay on top of your financial plans.
How to Use Simplii Financial App
1. Download the Simplii Financial App from Google Play Store or Apple App Store.
2. After installation, open the app and log in with your Simplii Online Banking details.
3. If you're a first-time user, register for online banking by following the prompts.
4. Once logged in, you'll find a dashboard with a summary of your accounts. Click on an account to view its details or perform actions.
5. To deposit a check, select 'Deposit' and follow the instructions to capture the check image.
6. To transfer funds, go to 'Transfers' and choose the recipient account, the amount, and date.
7. Pay bills under the 'Bill Payments' option. You can add a payee, select the payment amount, and set the payment date.
8. To send money internationally, select 'Global Money Transfer' and follow the on-screen prompts.
9. To set alerts, navigate to 'Settings' and customize your notifications.
10. Lastly, you can set savings goals by selecting 'Savings Goals' and specifying your target amount and deadline.
Remember, if you face any issues, the Simplii support team is just a call away. Happy banking
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